|
THE GROUP |
THE BANK |
|
30 JUNE 2019 |
30 JUNE 2020 |
30 JUNE 2021 |
30 JUNE 2019 |
30 JUNE 2020 |
30 JUNE 2021 |
|
|
|
|
|
|
|
STATEMENT OF PROFIT OR LOSS AND OTHER
COMPREHENSIVE INCOME (MUR'M) |
|
|
|
|
|
|
| Net interest income, calculated using EIR method |
2,311 |
2,028 |
1,071 |
2,311 |
2,028 |
1,072 |
| Non-interest income |
1,368 |
1,781 |
1,512 |
1,382 |
1,787 |
1,510 |
| Total operating income |
3,679 |
3,809 |
2,583 |
3,693 |
3,815 |
2,582 |
| Total operating expenses |
1,087 |
1,196 |
1,087 |
1,045 |
1,193 |
1,093 |
| Profit after tax after OCI |
1,627 |
1,528 |
929 |
1,579 |
1,502 |
916
|
| STATEMENT OF FINANCIAL POSITION (MUR'M) |
|
|
|
|
|
| Total assets |
141,361 |
160,477 |
190,083 |
139,873 |
160,473 |
190,083 |
| Loans and advances to banks and customers |
28,169 |
28,290 |
25,389 |
28,169 |
28,290 |
25,389
|
| Deposits from banks and customers |
131,033 |
150,922 |
179,197 |
131,208 |
150,947 |
179,211 |
| Total equity (including Class A shares) |
7,701 |
8,651 |
9,057 |
7,716 |
8,641 |
9,047 |
| PERFORMANCE RATIOS (%) |
|
|
|
|
|
|
| Return on average equity |
26 |
21 |
12 |
25 |
21 |
11 |
| Return on average assets |
1.2 |
1.0 |
0.5 |
1.2 |
1.3 |
0.5 |
| Loans-to-deposits ratio |
21 |
19 |
14 |
21 |
19 |
14 |
| Cost-to-income ratio |
30 |
31 |
42 |
28 |
31 |
42 |
| CAPITAL MANAGEMENT (%) |
|
|
|
|
|
|
| Capital adequacy ratio |
15.32 |
15.15 |
16.18 |
15.85 |
15.15 |
16.18 |