| A | B | C | D | E | F | |
|---|---|---|---|---|---|---|
1 | ||||||
2 | THE GROUP | |||||
3 | 2021 | 2020 | 2019 | |||
4 | MUR'000 | MUR'000 | MUR'000 | |||
5 | Interest income | - | - | 2 | ||
6 | Interest expense | (7) | (44) | (133) | ||
7 | Net interest income, calculated using EIR method | (7) | (44) | (131) | ||
8 | ||||||
9 | Fees and commission income | 16,827 | 40,591 | 50,483 | ||
10 | Fees and commission expense | (2,649) | (2,402) | (1,703) | ||
11 | Net fees and commission income | 14,178 | 38,189 | 48,780 | ||
12 | Other operating income | 245 | 2,308 | 206 | ||
13 | Total operating income | 14,416 | 40,453 | 48,855 | ||
14 | Net impairment loss on financial assets | - | (60) | 65 | ||
15 | Net operating income | 14,416 | 40,393 | 48,920 | ||
16 | ||||||
17 | Personnel expenses | (17,574) | (33,317) | (38,824) | ||
18 | Depreciation of equipment | (153) | (439) | (1,364) | ||
19 | Depreciation of right of use assets | (700) | - | - | ||
20 | Amortization of intangible assets | (53) | (11) | (17) | ||
21 | Other operating expenses | (9,476) | (9,229) | (9,000) | ||
22 | Total operating expenses | (27,956) | (42,996) | (49,205) | ||
23 | ||||||
24 | Loss before tax | (13,540) | (2,603) | (285) | ||
25 | Income tax expense | - | (543) | 393 | ||
26 | (Loss)/profit for the year | (13,540) | (3,146) | 108 |