	B	D	E	F	G	H	I	J	K	L
1
2		2020
3		On demand	Less than 3 months	3 to 6 months	6 to 12 months	Sub total less than 12 months	1 to 5 years	Over 5 years	Sub total over 12 months	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	THE BANK
6	Assets
7	Cash and cash equivalents	29,660,707	39,371,542	-	-	69,032,249	-	-	-	69,032,249
8	Due from banks	-	3,023,747	4,587,624	3,521,367	11,132,738	-	-	-	11,132,738
9	Derivative financial instruments	-	95,556	30,404	1,553	127,513	96,868	97,580	194,448	321,961
10	Loans and advances to banks	-	325,684	1,198,553	999,960	2,524,197	2,721,730	-	2,721,730	5,245,927
11	Loans and advances to customers	132,554	7,458,705	696,077	1,129,580	9,416,916	7,780,347	5,846,659	13,627,006	23,043,922
12	Investment securities	-	19,635,361	9,787,744	5,404,724	34,827,829	11,468,333	2,368,738	13,837,071	48,664,900
13	Other assets (excluding prepayments, accrued income, inventory and taxes)	2,210,873	69	853	-	2,211,795	-	-	-	2,211,795
14	Total	32,004,134	69,910,664	16,301,255	11,057,184	129,273,237	22,067,278	8,312,977	30,380,255	159,653,492
15
16	Liabilities
17
18	Due to banks	6,875	-	-	6,377	13,252	-	-	-	13,252
19
20	Deposits from banks:
21	-Current account	15,754	-	-	-	15,754	-	-	-	15,754
22	-Savings account	80,611	-	-	-	80,611	-	-	-	80,611
23		96,365	-	-	-	96,365	-	-	-	96,365
24	Deposits from customers:
25	-Current account	107,505,661		-	-	107,505,661	-	-	-	107,505,661
26	-Savings account	5,959,053	-	-	-	5,959,053	-	-	-	5,959,053
27	-Term deposits	-	17,389,662	5,608,385	6,898,628	29,896,675	7,355,286	133,944	7,489,230	37,385,905
28		113,464,714	17,389,662	5,608,385	6,898,628	143,361,389	7,355,286	133,944	7,489,230	150,850,619
29	Derivative financial instruments	-	8,911	205	349	9,465	97,703	-	97,703	107,168
30	Debts issued	-	-	-	-	-	-	-	-	-
31	Lease liabilities	-	8,203	8,342	17,525	34,070	48,501	-	48,501	82,571
32	Other liabilities	-	-	-	474,168	474,168	-	-	-	474,168
33	Total	113,567,954	17,406,776	5,616,932	7,397,047	143,988,709	7,501,490	133,944	7,635,434	151,624,143
34
35	Net liquidity gap	(81,563,820)	52,503,888	10,684,323	3,660,137	(14,715,472)	14,565,788	8,179,033	22,744,821	8,029,349

1

2

2020

3

On demand

Less than
3 months

3 to 6 months

6 to 12 months

Sub total less than
12 months

1 to 5 years

Over 5 years

Sub total over
12 months

Total

4

MUR'000

5

THE BANK

6

Assets

7

Cash and cash equivalents

29,660,707

39,371,542

-

69,032,249

-

69,032,249

8

Due from banks

-

3,023,747

4,587,624

3,521,367

11,132,738

-

11,132,738

9

Derivative financial instruments

-

95,556

30,404

1,553

127,513

96,868

97,580

194,448

321,961

10

Loans and advances to banks

-

325,684

1,198,553

999,960

2,524,197

2,721,730

-

2,721,730

5,245,927

11

Loans and advances to customers

132,554

7,458,705

696,077

1,129,580

9,416,916

7,780,347

5,846,659

13,627,006

23,043,922

12

Investment securities

-

19,635,361

9,787,744

5,404,724

34,827,829

11,468,333

2,368,738

13,837,071

48,664,900

13

Other assets (excluding prepayments, accrued income, inventory and taxes)

2,210,873

69

853

-

2,211,795

-

2,211,795

14

Total

32,004,134

69,910,664

16,301,255

11,057,184

129,273,237

22,067,278

8,312,977

30,380,255

159,653,492

15

16

Liabilities

17

18

Due to banks

6,875

-

6,377

13,252

-

13,252

19

20

Deposits from banks:

21

-Current account

15,754

-

15,754

-

15,754

22

-Savings account

80,611

-

80,611

-

80,611

23

96,365

-

96,365

-

96,365

24

Deposits from customers:

25

-Current account

107,505,661

-

107,505,661

-

107,505,661

26

-Savings account

5,959,053

-

5,959,053

-

5,959,053

27

-Term deposits

-

17,389,662

5,608,385

6,898,628

29,896,675

7,355,286

133,944

7,489,230

37,385,905

28

113,464,714

17,389,662

5,608,385

6,898,628

143,361,389

7,355,286

133,944

7,489,230

150,850,619

29

Derivative financial instruments

-

8,911

205

349

9,465

97,703

-

97,703

107,168

30

Debts issued

-

31

Lease liabilities

-

8,203

8,342

17,525

34,070

48,501

-

48,501

82,571

32

Other liabilities

-

474,168

-

474,168

33

Total

113,567,954

17,406,776

5,616,932

7,397,047

143,988,709

7,501,490

133,944

7,635,434

151,624,143

34

35

Net liquidity gap

(81,563,820)

52,503,888

10,684,323

3,660,137

(14,715,472)

14,565,788

8,179,033

22,744,821

8,029,349