	B	D	E	F	G	H	I	J	K	L
1
2		30 June 2019
3		On demand	Less than 3 months	3 to 6 months	6 to 12 months	Sub total less than 12 months	1 to 5 years	Over 5 years	Sub total over 12 months	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	THE GROUP
6	Assets
7	Cash and cash equivalents	16,892,465	33,808,173	-	-	50,700,638	-	-	-	50,700,638
8	Due from banks	-	4,840,807	4,822,090	2,797,852	12,460,749	507,181	-	507,181	12,967,930
9	Loans and advances to banks	-	925,600	2,320,192	374,554	3,620,346	2,398,702	-	2,398,702	6,019,048
10	Loans and advances to customers	100,808	6,910,096	397,799	1,179,629	8,588,332	8,561,002	5,000,862	13,561,864	22,150,196
11	Investment securities	813,783	18,267,522	8,220,328	7,923,307	35,224,940	9,184,773	1,794,239	10,979,012	46,203,952
12	Other assets (excluding prepayments, accrued income, inventory and taxes)	1,676,950	5,082	10,655	229,661	1,922,348	-	-	-	1,922,348
13	Total	19,484,006	64,757,280	15,771,064	12,505,003	112,517,353	20,651,658	6,795,101	27,446,759	139,964,112
14
15	Liabilities
16
17	Due to banks	647	-	-	18,557	19,204	11,230	-	11,230	30,434
18	Derivative financial instruments	-	8,216	8,577	33,202	49,995	652,182	-	652,182	702,177
19
20	Deposits from banks:
21
22	-Current account	96,365	-	-	-	96,365	-	-	-	96,365
23		96,365	-	-	-	96,365	-	-	-	96,365
24
25	Deposits from customers:
26
27	-Current account	90,764,707	-	(136,457)	-	90,628,250	-	-	-	90,628,250
28	-Savings account	5,129,381	-	-	-	5,129,381	-	-	-	5,129,381
29	-Term deposits	-	16,441,090	4,680,838	6,769,088	27,891,016	7,185,195	102,398	7,287,593	35,178,609
30		95,894,088	16,441,090	4,544,381	6,769,088	123,648,647	7,185,195	102,398	7,287,593	130,936,240
31
32	Debts issued*	-	-	320,662	-	320,662	-	-	-	320,662
33	Other liabilities	-	-	-	394,083	394,083	-	-	-	394,083
34	Financial liabilities measured at fair value through profit or loss	813,783	-	-	-	813,783	58,356	-	58,356	872,139
35	Total	96,804,883	16,449,306	4,873,620	7,214,930	125,342,739	7,906,963	102,398	8,009,361	133,352,100
36
37	Net liquidity gap	(77,320,877)	48,307,974	10,897,444	5,290,073	(12,825,386)	12,744,695	6,692,703	19,437,398	6,612,012

1

2

30 June 2019

3

On demand

Less than
3 months

3 to 6 months

6 to 12 months

Sub total less than
12 months

1 to 5 years

Over 5 years

Sub total over
12 months

Total

4

MUR'000

5

THE GROUP

6

Assets

7

Cash and cash equivalents

16,892,465

33,808,173

-

50,700,638

-

50,700,638

8

Due from banks

-

4,840,807

4,822,090

2,797,852

12,460,749

507,181

-

507,181

12,967,930

9

Loans and advances to banks

-

925,600

2,320,192

374,554

3,620,346

2,398,702

-

2,398,702

6,019,048

10

Loans and advances to customers

100,808

6,910,096

397,799

1,179,629

8,588,332

8,561,002

5,000,862

13,561,864

22,150,196

11

Investment securities

813,783

18,267,522

8,220,328

7,923,307

35,224,940

9,184,773

1,794,239

10,979,012

46,203,952

12

Other assets (excluding prepayments, accrued income, inventory and taxes)

1,676,950

5,082

10,655

229,661

1,922,348

-

1,922,348

13

Total

19,484,006

64,757,280

15,771,064

12,505,003

112,517,353

20,651,658

6,795,101

27,446,759

139,964,112

14

15

Liabilities

16

17

Due to banks

647

-

18,557

19,204

11,230

-

11,230

30,434

18

Derivative financial instruments

-

8,216

8,577

33,202

49,995

652,182

-

652,182

702,177

19

20

Deposits from banks:

21

22

-Current account

96,365

-

96,365

-

96,365

23

96,365

-

96,365

-

96,365

24

25

Deposits from customers:

26

27

-Current account

90,764,707

-

(136,457)

-

90,628,250

-

90,628,250

28

-Savings account

5,129,381

-

5,129,381

-

5,129,381

29

-Term deposits

-

16,441,090

4,680,838

6,769,088

27,891,016

7,185,195

102,398

7,287,593

35,178,609

30

95,894,088

16,441,090

4,544,381

6,769,088

123,648,647

7,185,195

102,398

7,287,593

130,936,240

31

32

Debts issued*

-

320,662

-

320,662

-

320,662

33

Other liabilities

-

394,083

-

394,083

34

Financial liabilities measured at fair value through profit or loss

813,783

-

813,783

58,356

-

58,356

872,139

35

Total

96,804,883

16,449,306

4,873,620

7,214,930

125,342,739

7,906,963

102,398

8,009,361

133,352,100

36

37

Net liquidity gap

(77,320,877)

48,307,974

10,897,444

5,290,073

(12,825,386)

12,744,695

6,692,703

19,437,398

6,612,012