	B	D	E	F	G	H	I	J	K	L
1
2		30 June 2020
3		On demand	Less than 3 months	3 to 6 months	6 to 12 months	Sub total less than 12 months	1 to 5 years	Over 5 years	Sub total over 12 months	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	THE GROUP
6	Assets
7	Cash and cash equivalents	29,665,433	39,371,542	-	-	69,036,975	-	-	-	69,036,975
8	Due from banks	-	3,023,747	4,587,624	3,521,367	11,132,738	-	-	-	11,132,738
9	Derivative financial instruments	-	95,556	30,404	1,553	127,513	96,868	97,580	194,448	321,961
10	Loans and advances to banks	-	325,684	1,198,553	999,960	2,524,197	2,721,730	-	2,721,730	5,245,927
11	Loans and advances to customers	132,554	7,458,705	696,077	1,129,580	9,416,916	7,780,347	5,846,659	13,627,006	23,043,922
12	Investment securities	2	19,635,361	9,787,744	5,436,338	34,859,445	11,468,382	2,368,738	13,837,120	48,696,565
13	Other assets (excluding prepayments, accrued income, inventory and taxes)	2,210,873	920	80	5,047	2,216,920	-	-	-	2,216,920
14	Total	32,008,862	69,911,515	16,300,482	11,093,845	129,314,704	22,067,327	8,312,977	30,380,304	159,695,008
15
16	Liabilities
17
18	Due to banks	6,875	-	-	6,377	13,252	-	-	-	13,252
19	Derivative financial instruments	-	8,911	205	349	9,465	97,703	-	97,703	107,168
20
21	Deposits from banks:
22	-Current account	15,754	-	-	-	15,754	-	-	-	15,754
23	-Savings account	80,611	-	-	-	80,611	-	-	-	80,611
24		96,365	-	-	-	96,365	-	-	-	96,365
25	Deposits from customers:
26	-Current account	107,482,370	-	(1,083)	-	107,481,287	-	-	-	107,481,287
27	-Savings account	5,959,053	-	-	-	5,959,053	-	-	-	5,959,053
28	-Term deposits	-	17,389,662	5,608,385	6,898,489	29,896,536	7,355,286	133,944	7,489,230	37,385,766
29		113,441,423	17,389,662	5,607,302	6,898,489	143,336,876	7,355,286	133,944	7,489,230	150,826,106
30
31	Debts issued	-	-	1,083	-	1,083	-	-	-	1,083
32	Lease liabilities	-	8,203	8,342	17,525	34,070	48,501	-	48,501	82,571
33	Other liabilities	-	-	-	484,907	484,907	-	-	-	484,907
34	Financial liabilities measured at fair value through profit or loss	2	-	-	4,396	4,398	-	-	-	4,398
35	Total	113,544,665	17,406,776	5,616,932	7,412,043	143,980,416	7,501,490	133,944	7,635,434	151,615,850
36
37	Net liquidity gap	(81,535,803)	52,504,739	10,683,550	3,681,802	(14,665,712)	14,565,837	8,179,033	22,744,870	8,079,158

1

2

30 June 2020

3

On demand

Less than
3 months

3 to 6 months

6 to 12 months

Sub total less than
12 months

1 to 5 years

Over 5 years

Sub total over 12 months

Total

4

MUR'000

5

THE GROUP

6

Assets

7

Cash and cash equivalents

29,665,433

39,371,542

-

69,036,975

-

69,036,975

8

Due from banks

-

3,023,747

4,587,624

3,521,367

11,132,738

-

11,132,738

9

Derivative financial instruments

-

95,556

30,404

1,553

127,513

96,868

97,580

194,448

321,961

10

Loans and advances to banks

-

325,684

1,198,553

999,960

2,524,197

2,721,730

-

2,721,730

5,245,927

11

Loans and advances to customers

132,554

7,458,705

696,077

1,129,580

9,416,916

7,780,347

5,846,659

13,627,006

23,043,922

12

Investment securities

2

19,635,361

9,787,744

5,436,338

34,859,445

11,468,382

2,368,738

13,837,120

48,696,565

13

Other assets (excluding prepayments, accrued income, inventory and taxes)

2,210,873

920

80

5,047

2,216,920

-

2,216,920

14

Total

32,008,862

69,911,515

16,300,482

11,093,845

129,314,704

22,067,327

8,312,977

30,380,304

159,695,008

15

16

Liabilities

17

18

Due to banks

6,875

-

6,377

13,252

-

13,252

19

Derivative financial instruments

-

8,911

205

349

9,465

97,703

-

97,703

107,168

20

21

Deposits from banks:

22

-Current account

15,754

-

15,754

-

15,754

23

-Savings account

80,611

-

80,611

-

80,611

24

96,365

-

96,365

-

96,365

25

Deposits from customers:

26

-Current account

107,482,370

-

(1,083)

-

107,481,287

-

107,481,287

27

-Savings account

5,959,053

-

5,959,053

-

5,959,053

28

-Term deposits

-

17,389,662

5,608,385

6,898,489

29,896,536

7,355,286

133,944

7,489,230

37,385,766

29

113,441,423

17,389,662

5,607,302

6,898,489

143,336,876

7,355,286

133,944

7,489,230

150,826,106

30

31

Debts issued

-

1,083

-

1,083

-

1,083

32

Lease liabilities

-

8,203

8,342

17,525

34,070

48,501

-

48,501

82,571

33

Other liabilities

-

484,907

-

484,907

34

Financial liabilities measured at fair value through profit or loss

2

-

4,396

4,398

-

4,398

35

Total

113,544,665

17,406,776

5,616,932

7,412,043

143,980,416

7,501,490

133,944

7,635,434

151,615,850

36

37

Net liquidity gap

(81,535,803)

52,504,739

10,683,550

3,681,802

(14,665,712)

14,565,837

8,179,033

22,744,870

8,079,158