	B	D	E	F	G	H	I	J	K	L
1
2		30 June 2021
3		On demand	Less than 3 months	3 to 6 months	6 to 12 months	Sub total less than 12 months	1 to 5 years	Over 5 years	Sub total over 12 months	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	THE GROUP
6	Assets
7
8	Cash and cash equivalents	54,501,687	43,308,424	-	-	97,810,111	-	-	-	97,810,111
9	Due from banks	-	2,138,397	5,149,532	2,136,987	9,424,916	8,549,174	-	8,549,174	17,974,090
10	Derivative financial instruments	-	13,781	127,943	6,438	148,162	108,034	151,684	259,718	407,880
11	Loans and advances to banks	-	-	341,913	1,256,458	1,598,371	5,040,464	-	5,040,464	6,638,835
12	Loans and advances to customers	298,092	4,916,449	231,548	603,787	6,049,876	7,145,195	5,554,858	12,700,053	18,749,929
13	Investment securities	-	17,884,797	3,237,427	4,225,566	25,347,790	13,998,443	6,063,962	20,062,405	45,410,195
14	Other assets (excluding prepayments, accrued income, inventory and taxes)	2,302,308	-	-	-	2,302,308	-	-	-	2,302,308
15	Total	57,102,087	68,261,848	9,088,363	8,229,236	142,681,534	34,841,310	11,770,504	46,611,814	189,293,348
16
17	Liabilities
18
19	Due to banks	1,000,122	-	-	-	1,000,122	-	-	-	1,000,122
20
21	Deposits from banks:
22	-Current account	17,255	-	-	-	17,255	-	-	-	17,255
23	-Savings account	347,471	-	-	-	347,471	-	-	-	347,471
24		364,726	-	-	-	364,726	-	-	-	364,726
25	Deposits from customers:
26	-Current account	143,217,400	-	-	-	143,217,400	-	-	-	143,217,400
27	-Savings account	5,787,393	-	-	-	5,787,393	-	-	-	5,787,393
28	-Term deposits	-	13,181,149	4,840,335	6,969,981	24,991,465	4,109,672	726,356	4,836,028	29,827,493
29		149,004,793	13,181,149	4,840,335	6,969,981	173,996,258	4,109,672	726,356	4,836,028	178,832,286
30
31	Derivative financial instruments	-	12,119	89,188	1,051	102,358	108,034	-	108,034	210,392
32	Lease liabilities	-	7,654	7,481	12,548	27,683	19,975	-	19,975	47,658
33	Other liabilities	149,521	162	-	203,938	353,621	-	-	-	353,621
34	Total	150,519,162	13,201,084	4,937,004	7,187,518	175,844,768	4,237,681	726,356	4,964,037	180,808,805
35
36	Net liquidity gap	(93,417,075)	55,060,764	4,151,359	1,041,718	(33,163,234)	30,603,629	11,044,148	41,647,777	8,484,543
37

1

2

30 June 2021

3

On demand

Less than
3 months

3 to 6 months

6 to 12 months

Sub total less than
12 months

1 to 5 years

Over 5 years

Sub total over
12 months

Total

4

MUR'000

5

THE GROUP

6

Assets

7

8

Cash and cash equivalents

54,501,687

43,308,424

-

97,810,111

-

97,810,111

9

Due from banks

-

2,138,397

5,149,532

2,136,987

9,424,916

8,549,174

-

8,549,174

17,974,090

10

Derivative financial instruments

-

13,781

127,943

6,438

148,162

108,034

151,684

259,718

407,880

11

Loans and advances to banks

-

341,913

1,256,458

1,598,371

5,040,464

-

5,040,464

6,638,835

12

Loans and advances to customers

298,092

4,916,449

231,548

603,787

6,049,876

7,145,195

5,554,858

12,700,053

18,749,929

13

Investment securities

-

17,884,797

3,237,427

4,225,566

25,347,790

13,998,443

6,063,962

20,062,405

45,410,195

14

Other assets (excluding prepayments, accrued income, inventory and taxes)

2,302,308

-

2,302,308

-

2,302,308

15

Total

57,102,087

68,261,848

9,088,363

8,229,236

142,681,534

34,841,310

11,770,504

46,611,814

189,293,348

16

17

Liabilities

18

19

Due to banks

1,000,122

-

1,000,122

-

1,000,122

20

21

Deposits from banks:

22

-Current account

17,255

-

17,255

-

17,255

23

-Savings account

347,471

-

347,471

-

347,471

24

364,726

-

364,726

-

364,726

25

Deposits from customers:

26

-Current account

143,217,400

-

143,217,400

-

143,217,400

27

-Savings account

5,787,393

-

5,787,393

-

5,787,393

28

-Term deposits

-

13,181,149

4,840,335

6,969,981

24,991,465

4,109,672

726,356

4,836,028

29,827,493

29

149,004,793

13,181,149

4,840,335

6,969,981

173,996,258

4,109,672

726,356

4,836,028

178,832,286

30

31

Derivative financial instruments

-

12,119

89,188

1,051

102,358

108,034

-

108,034

210,392

32

Lease liabilities

-

7,654

7,481

12,548

27,683

19,975

-

19,975

47,658

33

Other liabilities

149,521

162

-

203,938

353,621

-

353,621

34

Total

150,519,162

13,201,084

4,937,004

7,187,518

175,844,768

4,237,681

726,356

4,964,037

180,808,805

35

36

Net liquidity gap

(93,417,075)

55,060,764

4,151,359

1,041,718

(33,163,234)

30,603,629

11,044,148

41,647,777

8,484,543

37