ABCDEFG
1
2
3
Stage 1Stage 2Stage 3
4
12-months ECL
Lifetime ECL
Lifetime ECL
Total
5
MUR'000MUR'000MUR'000MUR'000
6
2021
7
An analysis of changes in the gross carrying amount and the corresponding ECLs is, as follows:
8
Financial guarantee contracts and loan commitments
9
Gross carrying amount as at 1 July 2020 4,329,845 - 786 4,330,631
10
Changes in the amount guaranteed:
11
Transfer to stage 2 (20,792) 20,792 - -
12
New financial assets originated 2,054,124 6,796 - 2,060,920
13
Financial assets that have been derecognised (740,780) (50) (740,830)
14
Other movements 1,537,194 (7,976) - 1,529,218
15
Gross carrying amount at 30 June 2021 7,159,591 19,612 736 7,179,939
16
17
2020
18
Financial guarantee contracts and loan commitmentsStage 1Stage 2Stage 3
19
12-months ECL
Lifetime ECL
Lifetime ECL
Total
20
MUR'000MUR'000MUR'000MUR'000
21
22
Gross carrying amount as at 1 July 2019 556,332 4,615 796 561,743
23
Changes in the amount guaranteed:
24
Transfer to stage 3 (50) - 50 -
25
New financial assets originated 4,246,485 - - 4,246,485
26
Financial assets that have been derecognised (416,950) (4,615) (20) (421,585)
27
Other movements (55,972) - (40) (56,012)
28
Gross carrying amount at 30 June 2020 4,329,845 - 786 4,330,631
29