	B	D	E	F	G	H	I	J	K	L
1
2		2021			2020			2019
3		Current	Non-current	Total	Current	Non-current	Total	Current	Non-current	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	ASSETS
6
7	Cash and cash equivalents	97,810,099	-	97,810,099	69,032,249	-	69,032,249	50,698,992	-	50,698,992
8	Due from banks	9,424,916	8,549,174	17,974,090	11,132,738	-	11,132,738	12,460,749	507,181	12,967,930
9	Derivative financial instruments	148,162	259,718	407,880	127,513	194,448	321,961	92,413	-	92,413
10	Loans and advances to banks	1,598,371	5,040,464	6,638,835	2,524,197	2,721,730	5,245,927	3,620,346	2,398,702	6,019,048
11	Loans and advances to customers	6,049,876	12,700,053	18,749,929	9,416,916	13,627,006	23,043,922	8,588,332	13,561,864	22,150,196
12	Investment securities	25,347,790	20,062,405	45,410,195	34,827,829	13,837,071	48,664,900	34,387,515	10,920,656	45,308,171
13	Asset held for distribution	-	-	-	38,277	-	38,277	-	-	-
14	Property and equipment	-	137,437	137,437	-	170,977	170,977	-	185,675	185,675
15	Intangible assets	-	288,679	288,679	-	269,914	269,914	-	243,398	243,398
16	Right of use assets	-	44,518	44,518	-	80,017	80,017	-	-	-
17	Deferred tax assets	-	149,593	149,593	-	124,388	124,388	-	100,953	100,953
18	Other assets	2,471,954	-	2,471,954	2,347,559	-	2,347,559	2,106,722	-	2,106,722
19	TOTAL ASSETS	142,851,168	47,232,041	190,083,209	129,447,278	31,025,551	160,472,829	111,955,069	27,918,429	139,873,498
20
21	LIABILITIES
22
23	Due to banks	1,000,122	-	1,000,122	13,252	-	13,252	19,204	11,230	30,434
24	Deposits from banks	364,726	-	364,726	96,365	-	96,365	14,106	-	14,106
25	Deposits from customers	174,010,530	4,836,028	178,846,558	143,361,389	7,489,230	150,850,619	123,906,666	7,287,593	131,194,259
26	Derivative financial instruments	102,358	108,034	210,392	9,465	97,703	107,168	49,995	-	49,995
27	Debts issued	-	-	-	-	-	-	184,205	-	184,205
28	Retirement benefits obligation	-	73,189	73,189	-	99,851	99,851	-	64,652	64,652
29	Current tax liabilities	85,647	-	85,647	95,283	-	95,283	175,913	-	175,913
30	Lease liabilities	27,683	19,975	47,658	34,070	48,501	82,571	-	-	-
31	Other liabilities	407,993	-	407,993	486,396	-	486,396	443,530	-	443,530
32	TOTAL LIABILITIES	175,999,059	5,037,226	181,036,285	144,096,220	7,735,285	151,831,505	124,793,619	7,363,475	132,157,094

1

2

2021

2020

2019

3

Current

Non-current

Total

Current

Non-current

Total

Current

Non-current

Total

4

MUR'000

5

ASSETS

6

7

Cash and cash equivalents

97,810,099

-

97,810,099

69,032,249

-

69,032,249

50,698,992

-

50,698,992

8

Due from banks

9,424,916

8,549,174

17,974,090

11,132,738

-

11,132,738

12,460,749

507,181

12,967,930

9

Derivative financial instruments

148,162

259,718

407,880

127,513

194,448

321,961

92,413

-

92,413

10

Loans and advances to banks

1,598,371

5,040,464

6,638,835

2,524,197

2,721,730

5,245,927

3,620,346

2,398,702

6,019,048

11

Loans and advances to customers

6,049,876

12,700,053

18,749,929

9,416,916

13,627,006

23,043,922

8,588,332

13,561,864

22,150,196

12

Investment securities

25,347,790

20,062,405

45,410,195

34,827,829

13,837,071

48,664,900

34,387,515

10,920,656

45,308,171

13

Asset held for distribution

-

38,277

-

38,277

-

14

Property and equipment

-

137,437

-

170,977

-

185,675

15

Intangible assets

-

288,679

-

269,914

-

243,398

16

Right of use assets

-

44,518

-

80,017

-

17

Deferred tax assets

-

149,593

-

124,388

-

100,953

18

Other assets

2,471,954

-

2,471,954

2,347,559

-

2,347,559

2,106,722

-

2,106,722

19

TOTAL ASSETS

142,851,168

47,232,041

190,083,209

129,447,278

31,025,551

160,472,829

111,955,069

27,918,429

139,873,498

20

21

LIABILITIES

22

23

Due to banks

1,000,122

-

1,000,122

13,252

-

13,252

19,204

11,230

30,434

24

Deposits from banks

364,726

-

364,726

96,365

-

96,365

14,106

-

14,106

25

Deposits from customers

174,010,530

4,836,028

178,846,558

143,361,389

7,489,230

150,850,619

123,906,666

7,287,593

131,194,259

26

Derivative financial instruments

102,358

108,034

210,392

9,465

97,703

107,168

49,995

-

49,995

27

Debts issued

-

184,205

-

184,205

28

Retirement benefits obligation

-

73,189

-

99,851

-

64,652

29

Current tax liabilities

85,647

-

85,647

95,283

-

95,283

175,913

-

175,913

30

Lease liabilities

27,683

19,975

47,658

34,070

48,501

82,571

-

31

Other liabilities

407,993

-

407,993

486,396

-

486,396

443,530

-

443,530

32

TOTAL LIABILITIES

175,999,059

5,037,226

181,036,285

144,096,220

7,735,285

151,831,505

124,793,619

7,363,475

132,157,094