	B	D	E	F	G	H	I	J	K	L
1
2		2021			2020			2019
3		Current	Non-current	Total	Current	Non-current	Total	Current	Non-current	Total
4		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
5	ASSETS
6
7
8	Cash and cash equivalents	97,810,111	-	97,810,111	69,036,975	-	69,036,975	50,700,638	-	50,700,638
9	Due from banks	9,424,916	8,549,174	17,974,090	11,132,738	-	11,132,738	12,460,749	507,181	12,967,930
10	Derivative financial instruments	148,162	259,718	407,880	127,513	194,448	321,961	92,413	652,182	744,595
11	Loans and advances to banks	1,598,371	5,040,464	6,638,835	2,524,197	2,721,730	5,245,927	3,620,346	2,398,702	6,019,048
12	Loans and advances to customers	6,049,876	12,700,053	18,749,929	9,416,916	13,627,006	23,043,922	8,588,332	13,561,864	22,150,196
13	Investment securities	25,347,790	20,062,405	45,410,195	34,859,445	13,837,120	48,696,565	35,224,940	10,979,012	46,203,952
14	Property and equipment	-	137,437	137,437	-	171,195	171,195	-	187,071	187,071
15	Intangible assets	-	288,679	288,679	-	269,990	269,990	-	243,401	243,401
16	Right of use assets	-	44,518	44,518	-	80,017	80,017	-	-	-
17	Deferred tax assets	-	149,593	149,593	-	124,506	124,506	-	101,664	101,664
18	Other assets	2,471,954	-	2,471,954	2,353,081	-	2,353,081	2,042,215	-	2,042,215
19	TOTAL ASSETS	142,851,180	47,232,041	190,083,221	129,450,865	31,026,012	160,476,877	112,729,633	28,631,077	141,360,710
20
21	Due to banks	1,000,122	-	1,000,122	13,252	-	13,252	19,204	11,230	30,434
22	Deposits from banks	364,726	-	364,726	96,365	-	96,365	14,106	-	14,106
23	Deposits from customers	173,996,258	4,836,028	178,832,286	143,336,876	7,489,230	150,826,106	123,730,906	7,287,593	131,018,499
24	Derivative financial instruments	102,358	108,034	210,392	9,465	97,703	107,168	49,995	652,182	702,177
25	Debts issued	-	-	-	1,083	-	1,083	320,662	-	320,662
26	Financial liabilities measured at fair value through profit or loss	-	-	-	4,398	-	4,398	813,783	58,356	872,139
27	Retirement benefits obligation	-	73,189	73,189	-	102,034	102,034	-	67,307	67,307
28	Current tax liabilities	85,647	-	85,647	95,283	-	95,283	175,913	-	175,913
29	Lease liabilities	27,683	19,975	47,658	34,070	48,501	82,571	-	-	-
30	Other liabilities	412,507	-	412,507	497,135	-	497,135	458,935	-	458,935
31	TOTAL LIABILITIES	175,989,301	5,037,226	181,026,527	144,087,927	7,737,468	151,825,395	125,583,504	8,076,668	133,660,172

1

2

2021

2020

2019

3

Current

Non-current

Total

Current

Non-current

Total

Current

Non-current

Total

4

MUR'000

5

ASSETS

6

7

8

Cash and cash equivalents

97,810,111

-

97,810,111

69,036,975

-

69,036,975

50,700,638

-

50,700,638

9

Due from banks

9,424,916

8,549,174

17,974,090

11,132,738

-

11,132,738

12,460,749

507,181

12,967,930

10

Derivative financial instruments

148,162

259,718

407,880

127,513

194,448

321,961

92,413

652,182

744,595

11

Loans and advances to banks

1,598,371

5,040,464

6,638,835

2,524,197

2,721,730

5,245,927

3,620,346

2,398,702

6,019,048

12

Loans and advances to customers

6,049,876

12,700,053

18,749,929

9,416,916

13,627,006

23,043,922

8,588,332

13,561,864

22,150,196

13

Investment securities

25,347,790

20,062,405

45,410,195

34,859,445

13,837,120

48,696,565

35,224,940

10,979,012

46,203,952

14

Property and equipment

-

137,437

-

171,195

-

187,071

15

Intangible assets

-

288,679

-

269,990

-

243,401

16

Right of use assets

-

44,518

-

80,017

-

17

Deferred tax assets

-

149,593

-

124,506

-

101,664

18

Other assets

2,471,954

-

2,471,954

2,353,081

-

2,353,081

2,042,215

-

2,042,215

19

TOTAL ASSETS

142,851,180

47,232,041

190,083,221

129,450,865

31,026,012

160,476,877

112,729,633

28,631,077

141,360,710

20

21

Due to banks

1,000,122

-

1,000,122

13,252

-

13,252

19,204

11,230

30,434

22

Deposits from banks

364,726

-

364,726

96,365

-

96,365

14,106

-

14,106

23

Deposits from customers

173,996,258

4,836,028

178,832,286

143,336,876

7,489,230

150,826,106

123,730,906

7,287,593

131,018,499

24

Derivative financial instruments

102,358

108,034

210,392

9,465

97,703

107,168

49,995

652,182

702,177

25

Debts issued

-

1,083

-

1,083

320,662

-

320,662

26

Financial liabilities measured at fair value through profit or loss

-

4,398

-

4,398

813,783

58,356

872,139

27

Retirement benefits obligation

-

73,189

-

102,034

-

67,307

28

Current tax liabilities

85,647

-

85,647

95,283

-

95,283

175,913

-

175,913

29

Lease liabilities

27,683

19,975

47,658

34,070

48,501

82,571

-

30

Other liabilities

412,507

-

412,507

497,135

-

497,135

458,935

-

458,935

31

TOTAL LIABILITIES

175,989,301

5,037,226

181,026,527

144,087,927

7,737,468

151,825,395

125,583,504

8,076,668

133,660,172