| A | B | C | D | E | F | G | |
|---|---|---|---|---|---|---|---|
1 | |||||||
2 | 2021 | THE GROUP | AND | THE BANK | |||
3 | Stage 1 | Stage 2 | Stage 3 | ||||
4 | Allowance for impairment losses | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | ||
5 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
6 | |||||||
7 | Loss allowance as at 1 July | 151,766 | 15,745 | 2,222,372 | 2,389,883 | ||
8 | Changes in the loss allowance | ||||||
9 | Transfer to stage 1 | 30 | (25) | (5) | - | ||
10 | Transfer to stage 2 | (31,814) | 31,814 | - | - | ||
11 | Transfer to stage 3 | (573) | (93) | 666 | - | ||
12 | Write-offs | - | - | (308,660) | (308,660) | ||
13 | Net remeasurement of loss allowance | (3) | 8,589 | 73,268 | 81,854 | ||
14 | New financial assets originated | 88,702 | 11,183 | 440 | 100,325 | ||
15 | Financial assets that have been repaid | (18,634) | (8,956) | (7,810) | (35,400) | ||
16 | Other movements | 137,950 | 10,901 | 306,015 | 454,866 | ||
17 | Loss allowance as at 30 June | 327,424 | 69,158 | 2,286,286 | 2,682,868 | ||
18 | |||||||
19 | |||||||
20 | 2020 | THE GROUP | AND | THE BANK | |||
21 | Stage 1 | Stage 2 | Stage 3 | ||||
22 | Allowance for impairment losses | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | ||
23 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
24 | |||||||
25 | Loss allowance as at 1 July | 120,351 | 226,360 | 1,565,806 | 1,912,517 | ||
26 | Changes in the loss allowance | ||||||
27 | Transfer to stage 1 | 4,028 | (440) | (3,588) | - | ||
28 | Transfer to stage 2 | (2,115) | 3,952 | (1,837) | - | ||
29 | Transfer to stage 3 | (702) | (76,060) | 76,762 | - | ||
30 | Financial assets that have been derecognised | - | (139,932) | - | (139,932) | ||
31 | Write-offs | - | - | (506,314) | (506,314) | ||
32 | Net remeasurement of loss allowance | (3,965) | 2,909 | 888,644 | 887,588 | ||
33 | New financial assets originated | 38,284 | 2,976 | 44,003 | 85,263 | ||
34 | Financial assets that have been repaid | (38,741) | (392) | (78,051) | (117,184) | ||
35 | Other movements | 34,626 | (3,628) | 236,947 | 267,945 | ||
36 | Loss allowance as at 30 June | 151,766 | 15,745 | 2,222,372 | 2,389,883 | ||
37 | |||||||
38 | |||||||
39 | |||||||
40 | 2019 | THE GROUP | AND | THE BANK | |||
41 | Stage 1 | Stage 2 | Stage 3 | ||||
42 | Allowance for impairment losses | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | ||
43 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
44 | |||||||
45 | Loss allowance as at 1 July | 159,101 | 565,679 | 909,637 | 1,634,417 | ||
46 | Changes in the loss allowance | ||||||
47 | Transfer to stage 1 | 26,348 | (4,752) | (21,596) | - | ||
48 | Transfer to stage 2 | (1,576) | 1,578 | (2) | - | ||
49 | Transfer to stage 3 | (1,027) | (220,518) | 221,545 | - | ||
50 | Financial assets that have been derecognised | - | (142,023) | - | (142,023) | ||
51 | Write-offs | - | - | (192,203) | (192,203) | ||
52 | Net remeasurement of loss allowance | (64,666) | 79,059 | 665,767 | 680,160 | ||
53 | New financial assets originated | 60,180 | 83 | 3,964 | 64,227 | ||
54 | Financial assets that have been repaid | (47,311) | (33,028) | (202,904) | (283,243) | ||
55 | Other movements | (10,698) | (19,718) | 181,598 | 151,182 | ||
56 | Loss allowance as at 30 June | 120,351 | 226,360 | 1,565,806 | 1,912,517 |