| A | B | C | D | E | F | G | |
|---|---|---|---|---|---|---|---|
1 | |||||||
2 | 2021 | THE GROUP | AND | THE BANK | |||
3 | Gross carrying amount | Stage 1 | Stage 2 | Stage 3 | |||
4 | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | |||
5 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
6 | |||||||
7 | Gross carrying amount at 1 July | 22,128,273 | 476,204 | 2,829,328 | 25,433,805 | ||
8 | Changes in the gross carrying amount | ||||||
9 | Transfer to stage 1 | 837 | (832) | (5) | - | ||
10 | Transfer to stage 2 | (1,117,142) | 1,117,142 | - | - | ||
11 | Transfer to stage 3 | (211,323) | (8,632) | 219,955 | - | ||
12 | New financial assets originated | 5,483,720 | 125,391 | 442 | 5,609,553 | ||
13 | Financial assets that have been repaid | (8,164,898) | (260,469) | (133,176) | (8,558,543) | ||
14 | Write-offs | - | - | (308,660) | (308,660) | ||
15 | Other movements | (988,523) | 35,951 | 209,214 | (743,358) | ||
16 | Gross carrying amount at 30 June | 17,130,944 | 1,484,755 | 2,817,098 | 21,432,797 | ||
17 | |||||||
18 | |||||||
19 | THE GROUP | AND | THE BANK | ||||
20 | 2020 | ||||||
21 | Gross carrying amount | Stage 1 | Stage 2 | Stage 3 | |||
22 | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | |||
23 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
24 | |||||||
25 | Gross carrying amount at 1 July | 20,702,962 | 1,117,415 | 2,242,336 | 24,062,713 | ||
26 | Changes in the gross carrying amount | ||||||
27 | Transfer to stage 1 | 20,382 | (8,280) | (12,102) | - | ||
28 | Transfer to stage 2 | (268,182) | 300,663 | (32,481) | - | ||
29 | Transfer to stage 3 | (766,067) | (357,015) | 1,123,082 | - | ||
30 | New financial assets originated | 9,413,781 | 218,772 | 59,100 | 9,691,653 | ||
31 | Financial assets that have been repaid | (7,305,655) | (28,030) | (271,977) | (7,605,662) | ||
32 | Financial assets that have been derecognised | - | (708,726) | - | (708,726) | ||
33 | Write-offs | - | - | (506,314) | (506,314) | ||
34 | Other movements | 331,052 | (58,595) | 227,684 | 500,141 | ||
35 | Gross carrying amount at 30 June | 22,128,273 | 476,204 | 2,829,328 | 25,433,805 | ||
36 | |||||||
37 | THE GROUP | AND | THE BANK | ||||
38 | 2019 | ||||||
39 | Gross carrying amount | Stage 1 | Stage 2 | Stage 3 | |||
40 | 12-months ECL | Lifetime ECL | Lifetime ECL | Total | |||
41 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
42 | |||||||
43 | Gross carrying amount at 1 July | 18,901,352 | 2,815,420 | 1,796,423 | 23,513,195 | ||
44 | Changes in the gross carrying amount | ||||||
45 | Transfer to stage 1 | 149,260 | (128,110) | (21,150) | - | ||
46 | Transfer to stage 2 | (486,171) | 486,173 | (2) | - | ||
47 | Transfer to stage 3 | (240,704) | (1,030,316) | 1,271,020 | - | ||
48 | New financial assets originated | 11,821,406 | 4,700 | 17,233 | 11,843,339 | ||
49 | Financial assets that have been repaid | (8,524,383) | (590,152) | (533,459) | (9,647,994) | ||
50 | Financial assets that have been derecognised | - | (310,091) | - | (310,091) | ||
51 | Write-offs | - | - | (213,662) | (213,662) | ||
52 | Other movements | (917,799) | (130,207) | (74,068) | (1,122,074) | ||
53 | Gross carrying amount at 30 June | 20,702,961 | 1,117,417 | 2,242,335 | 24,062,713 |