ABCDEFG
1
2
2021
THE GROUP
AND THE BANK
3
Internal rating gradeStage 1Stage 2Stage 3Total
4
MUR'000MUR'000MUR'000MUR'000
5
Performing:
6
Credit rating AAA 662,221 - - 662,221
7
Credit rating AA+ to AA- 1,106,069 13,901 - 1,119,970
8
Credit rating A+ to A- 4,632,049 667,179 - 5,299,228
9
Credit rating BBB+ to BBB- 7,583,046 464,097 - 8,047,143
10
Credit rating BB+ to BB- 2,822,297 54,328 - 2,876,625
11
Credit rating B+ to B- 325,262 267,849 - 593,111
12
Credit rating CCC+ to C - 17,401 - 17,401
13
Non performing:
14
Credit rating D - - 2,817,098 2,817,098
15
Total gross carrying amount 17,130,944 1,484,755 2,817,098 21,432,797
16
Loss allowance (327,424) (69,158) (2,286,286) (2,682,868)
17
Carrying amount at 30 June 16,803,520 1,415,597 530,812 18,749,929
18
19
THE GROUP
AND THE BANK
20
2020
21
Internal rating gradeStage 1Stage 2Stage 3Total
22
MUR'000MUR'000MUR'000MUR'000
23
Performing:
24
Credit rating AAA 444,346 - - 444,346
25
Credit rating AA+ to AA- 3,109,194 83,667 - 3,192,861
26
Credit rating A+ to A- 12,782,569 50,749 - 12,833,318
27
Credit rating BBB+ to BBB- 4,853,103 290,918 - 5,144,021
28
Credit rating BB+ to BB- 699,862 26,734 - 726,596
29
Credit rating B+ to B- 239,199 6,679 - 245,878
30
Credit rating CCC+ to C - 17,457 - 17,457
31
Non performing:
32
Credit rating D - - 2,829,328 2,829,328
33
Total gross carrying amount 22,128,273 476,204 2,829,328 25,433,805
34
Loss allowance (151,766) (15,745) (2,222,372) (2,389,883)
35
Carrying amount at 30 June 21,976,507 460,459 606,956 23,043,922
36
37
THE GROUP
AND THE BANK
38
2019
39
Internal rating gradeStage 1Stage 2Stage 3Total
40
MUR'000MUR'000MUR'000MUR'000
41
Performing:
42
Credit rating AAA 63,306 - - 63,306
43
Credit rating AA+ to AA- 947,278 - - 947,278
44
Credit rating A+ to A- 13,099,640 - - 13,099,640
45
Credit rating BBB+ to BBB- 4,647,832 - - 4,647,832
46
Credit rating BB+ to BB- 1,665,110 - - 1,665,110
47
Credit rating B+ to B- 279,795 - - 279,795
48
Credit rating CCC+ to C - 1,117,417 - 1,117,417
49
Non performing:
50
Credit rating D - - 2,242,335 2,242,335
51
Total gross carrying amount 20,702,961 1,117,417 2,242,335 24,062,713
52
Loss allowance (120,351) (226,360) (1,565,806) (1,912,517)
53
Carrying amount at 30 June 20,582,610 891,057 676,529 22,150,196